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	<title>New answer on: Is Homeowners Insurance More Than Renters Insurance?</title>

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		<title>By: Joe Hancock</title>

		<link>https://insurancelibrary.com/renters-insurance/is-homeowners-insurance-more-than-renters-insurance</link>

		<dc:creator>Joe Hancock</dc:creator>

		<pubDate>Fri, 05 Sep 2014 14:31:00 +0000</pubDate>

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		<description><![CDATA[Yes. All things being equal, HO will cost more than an equivalent renter&#039;s policy. Why? Because HO covers the value of the dwelling and any external buildings as well as your personal property, and liability risks; whereas the renter&#039;s policy only covers your personal property, clothes, furniture, etc.

If you are renting a house or an apartment, condo etc. then you only need renter&#039;s insurance, but if you own the property, you need home owner&#039;s insurance. That&#039;s the rule you need to follow.]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/renters-insurance/is-homeowners-insurance-more-than-renters-insurance</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Wed, 25 Sep 2013 23:32:19 +0000</pubDate>

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		<description><![CDATA[This question is like comparing an apple to an orange. Your talking about two different types of polices. So to give you a very blanket answer in most cases the homeowners policy would be more simply because you are insuring the dwelling which on a renters policy you are not.]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/renters-insurance/is-homeowners-insurance-more-than-renters-insurance</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Wed, 25 Sep 2013 15:45:44 +0000</pubDate>

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		<description><![CDATA[Under like coverages and circumstances it is a good possibility that it will be, but this really depends on the carrier. Each carrier sets their own rates based on their company standards. Contact a local agent to find out about coverage availability and pricing within your specific area or to discuss coverage details.]]></description>

		

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