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	<title>New answer on: Does USAA Renters Insurance Cover Lightning Damage?</title>

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		<title>By: Phil Tuccy</title>

		<link>https://insurancelibrary.com/renters-insurance/does-usaa-renters-insurance-cover-lightning-damage</link>

		<dc:creator>Phil Tuccy</dc:creator>

		<pubDate>Wed, 08 Jan 2014 16:38:31 +0000</pubDate>

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		<description><![CDATA[Lightning damage is covered under the standard renters policy, referred to as the HO-4. If you have that policy, there is coverage for a loss caused by the peril of lightning. In the renters policy, the coverage is for damage to the policyholder&#039;s personal property, subject to payment limitations on certain personal property such as furs and jewelry, as stated in the HO-4. 
To increase coverage amounts that are limited on the stated items, additional amounts of insurance can be purchased, typically in the form of scheduled items.     
 
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