By: Frank Lombard CPCU ARM

Frank Lombard CPCU ARM — Thu, 27 Mar 2014 15:27:02 +0000

Normal 0 Renters (Tenant/Homeowners’) Insurance policies will usually cover your personal property “anywhere in the world”. Of course, most tenant/ homeowner policies also provide coverage on a named peril basis and “theft” is usually a specifically defined covered peril. So, in a general sense, renters’ policies should cover theft of your covered personal property while it is away from your home subject to the policy’s exclusions and limitations. Common limitations include: no coverage for theft from a dwelling under construction (often can be added), theft from another residence you own or rent unless you are temporarily residing there, theft from the part of a residence you rent to someone, theft of boats, their equipment, trailers or campers, etc.

By: Mark Bartlett CLCS

Mark Bartlett CLCS — Tue, 14 May 2013 15:08:50 +0000

Renters insurance will cover you for theft on and off your premises minus your deductible. For example if you are traveling and your luggage was stolen this would be a covered peril. I recommend you discuss with your local agent as renters polices may and often do have limitations for certain items such as jewelery.

New answer on: Does Renters Insurance Cover Theft Away From Home?

By: Frank Lombard CPCU ARM

By: Mark Bartlett CLCS