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	<title>New answer on: Does Renters Insurance Cover The Building?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/renters-insurance/does-renters-insurance-cover-the-building</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Tue, 16 Dec 2014 19:24:30 +0000</pubDate>

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		<description><![CDATA[That is a great question! Very simply, here&#039;s how renters insurance works - your landlord (or their company) owns the building, and the risk of loss if something were to happen to it, so they have the policy covering the building. You own the stuff in your apartment not the landlord, so the risk of loss for your things is yours, per your lease agreement, thus the need for the renters insurance. Between both policies everyone is covered. Thanks for asking!]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/renters-insurance/does-renters-insurance-cover-the-building</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 12 Dec 2014 19:17:24 +0000</pubDate>

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		<description><![CDATA[A basic insurance principle is that you can only insure something in which you have an interest.  Your landlord owns the building.  Providing insurance for the structure is his or her responsibility.  Your stake is the contents.  You own those, you can and should insure them.  Additionally you are responsible for what happens on the rented premises and so liability insurance is essential.]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/renters-insurance/does-renters-insurance-cover-the-building</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Tue, 30 Jul 2013 23:59:26 +0000</pubDate>

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		<description><![CDATA[Renters insurance will not cover the building for damage typically. To cover a building properly the building owner will want to have a homeowners policy or commercial property policy. Renters insurance typically only provides coverage for the insured&#039;s personal items. Read your policy completely to understand what coverage is provided and any exclusions may be contained within the policy.]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/renters-insurance/does-renters-insurance-cover-the-building</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Wed, 24 Apr 2013 13:01:42 +0000</pubDate>

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		<description><![CDATA[Renters insurance typically only covers the personal property of the insured against covered perils. The building is typically covered by the landlord under a type of homeowners or business property policy. Please remember every company and policy are different. Read your policy completely to know what coverage and exclusions may be contained or call your local agent to have them go over the policy with you.]]></description>

		

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