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	<title>New answer on: Does Renters Insurance Cover Natural Disasters?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/renters-insurance/does-renters-insurance-cover-natural-disasters</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Thu, 09 Jan 2014 15:42:52 +0000</pubDate>

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		<description><![CDATA[Typically, a Renters Insurance policy works the same way as any residential policy with respect to covered losses.  For the most part, there are two loss causes that are excluded from coverage, namely Earth Movement and Flood.  Coverage for Earth Movement may, in many cases, be endorsed onto the policy, but the only way to have coverage for flood damage is to have a Flood Insurance policy. 
It is important to discuss this with your Insurance Professional to see how your policy works.  If you are renting a property in a coastal area, for example, there may be coverage limitations in your policy for damage caused by wind or hurricane.]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://insurancelibrary.com/renters-insurance/does-renters-insurance-cover-natural-disasters</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Thu, 09 Jan 2014 00:28:42 +0000</pubDate>

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		<description><![CDATA[Renters insurance will not cover earthquake or flood. A separate policy will be required if you are looking to insure those risks.  Renters insurance depending on where you live may exclude or carry a different deductible for wind. Wind would include a hurricane. Lava flow would be excluded as well. A big Forest fire would be covered if you wish to consider this a natural disaster.]]></description>

		

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