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	<title>New answer on: Does A College Student Need Renters Insurance?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/renters-insurance/does-a-college-student-need-renters-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 01 May 2014 16:19:47 +0000</pubDate>

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		<description><![CDATA[When you rent a piece of property you accept certain risks.  Buy insurance if you cannot afford to accept the risk.  The risk is the cost of replacing all of your personal property.  The risk is the cost of a lawsuit if you are sued for bodily injury or property damage. If you are living in a dorm there might be extensions of certain coverages from your parent’s homeowner’s policy.  Check with your trusted insurance agent. ]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/renters-insurance/does-a-college-student-need-renters-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Thu, 01 May 2014 15:49:47 +0000</pubDate>

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		<description><![CDATA[Great question! Anytime you take your personal belongings, and put them in someone else&#039;s place of residence, it&#039;s good to have protection for those belongings. In a dorm, maybe not, if the residency rules cover for theft or damage while living in the dorm. In a fraternity or sorority house, check the residency rules to determine if it is needed. In an apartment in a college town? You bet. It&#039;s relatively inexpensive, compared to the cost of replacing a good laptop , cell phone, or videogame system. (And especially to the cost of all the above.) If you would like help, please feel free to contact me, I&#039;m happy to help. Thanks for asking!]]></description>

		

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