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	<title>New answer on: Do Renters Need Insurance?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/renters-insurance/do-renters-need-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Tue, 03 Jun 2014 23:40:48 +0000</pubDate>

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		<description><![CDATA[Tenants are responsible for the property and everything that happens on the property.  Most people cannot afford a judgment from a personal injury or property damage law suit.  Most people cannot afford to see all their belongings go up in smoke.  Your landlord is not responsible for any loss of your personal property or a liability claim.  Since you cannot afford to take that sort of loss, I suggest that you purchase a renters policy from a trusted agent. ]]></description>

		

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		<title>By: Robert Cole</title>

		<link>https://insurancelibrary.com/renters-insurance/do-renters-need-insurance</link>

		<dc:creator>Robert Cole</dc:creator>

		<pubDate>Sun, 02 Feb 2014 17:09:03 +0000</pubDate>

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		<description><![CDATA[You may be required to purchase Renters Insurance. It depends if this is a requirement in your rental agreement or lease agreement. Some properties do require renters insurance to cover their interest. 

Renters Insurance also covers general liability and most leasing agency&#039;s require a minimum of $100,000 in liability insurance. They do not care how much personal property you insure as long as the liability insurance is there. These policy&#039;s can be very inexpensive especially for example if you buy the minimum policy $5.000 in personal property is usually the lowest you can buy, and $100,000 in liability for around $10.00 per month]]></description>

		

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		<title>By: Mathew Erickson</title>

		<link>https://insurancelibrary.com/renters-insurance/do-renters-need-insurance</link>

		<dc:creator>Mathew Erickson</dc:creator>

		<pubDate>Sun, 02 Feb 2014 16:41:48 +0000</pubDate>

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		<description><![CDATA[It&#039;s not required, but I would highly recommend that any renter have insurance. Not only does it protect your belongings, but it also covers you should you be found liable for damage or injury to another person or their property. It&#039;s also relatively inexpensive, depending on the area you live in and the type of housing you are renting.]]></description>

		

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		<title>By: David Osgood</title>

		<link>https://insurancelibrary.com/renters-insurance/do-renters-need-insurance</link>

		<dc:creator>David Osgood</dc:creator>

		<pubDate>Thu, 18 Apr 2013 18:03:30 +0000</pubDate>

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		<description><![CDATA[No one that rents should be without this coverage. It is normally very inexpensive and if you combine it with your auto coverage you will typically receive discounts for both policies. Landlords protect their property. Why shouldn&#039;t you do the same. Don&#039;t leave yourself exposed to a financial hardship in case of a fire, or leave yourself exposed to a liability from an accident occuring with in your residence. To find out more about the coverages and limitations of renters insurance contact your local agent.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/renters-insurance/do-renters-need-insurance</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Thu, 18 Apr 2013 11:33:56 +0000</pubDate>

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		<description><![CDATA[I highly recommend it.  Your landlord carries insurance on the building but he does not cover your personal belongings.  If there is a fire or other covered peril, lightning, theft etc., then you would not be covered.  Also, if someone is injured in or entering or leaving your apartment you can be in a lawsuit.  Many landlords are starting to require renters insurance for their tenants.]]></description>

		

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