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	<title>New answer on: Who Can Buy A Medigap Policy?</title>

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		<title>By: Jason Goldenzweig</title>

		<link>https://insurancelibrary.com/medicare-insurance/who-can-buy-a-medigap-policy</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Mon, 19 Jan 2015 14:29:50 +0000</pubDate>

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		<description><![CDATA[Anyone over the age of 65 and has both Medicare Part A &#038; Part B can buy a Medigap plan. If you&#039;re under 65, you can still purchase a Medigap plan if you&#039;re on Medicare for disability or ESRD, but the cost will be very high. Medigap plans are designed to be purchased by individuals age 65 and up.

The BEST time to buy a Medigap plan is when you&#039;re new to Medicare because you have a 6-month window (your initial open enrollment period - starts from your Medicare Part B effective date) to apply for ANY Medigap plan from ANY carrier with NO medical underwriting. This means that a carrier CANNOT decline you for coverage for any pre-existing conditions or other medical-related illness.

Outside your initial open enrollment period, you&#039;ll be subject to answering health questions to qualify for a new plan (every carriers&#039; questions are different) if you don&#039;t have a &quot;guaranteed-issue right&quot; for a special enrollment period available to you - carriers may request a phone interview as well and do a prescription check as well.

I hope the information is helpful - please feel free to contact me for help with your coverage and if you have any other questions.  Thanks very much.]]></description>

		

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