<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"

	xmlns:content="http://purl.org/rss/1.0/modules/content/"

	xmlns:dc="http://purl.org/dc/elements/1.1/"

	xmlns:atom="http://www.w3.org/2005/Atom"

	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"

	
	>

<channel>

	<title>New answer on: When Can I Apply For Medigap?</title>

	<atom:link href="https://insurancelibrary.com/medicare-insurance/when-can-i-apply-for-medigap/feed" rel="self" type="application/rss+xml" />

	<link>https://insurancelibrary.com/medicare-insurance/when-can-i-apply-for-medigap</link>

	<description></description>

	<lastBuildDate>Thu, 08 Feb 2024 00:23:46 -0600</lastBuildDate>

	<sy:updatePeriod>hourly</sy:updatePeriod>

	<sy:updateFrequency>1</sy:updateFrequency>

	<generator>https://wordpress.org/?v=6.9.4</generator>


	<item>

		<title>By: Jason Goldenzweig</title>

		<link>https://insurancelibrary.com/medicare-insurance/when-can-i-apply-for-medigap</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Wed, 30 Jul 2014 19:26:27 +0000</pubDate>

		<guid isPermaLink="false">https://insurancelibrary.com/medicare-insurance/when-can-i-apply-for-medigap</guid>


		<description><![CDATA[You can apply for a Medigap plan at any point during the year - Medigap plans are not subjected to the same restrictions as Parts C &#038; D of Medicare.

You can complete an application up to 3 months in advance of the proposed effective date for the coverage - please note, you have to have both Medicare Part A &#038; Part B to buy a Medigap plan. For example, if your effective date is April 1st, you could apply as early as January 1st. And vice versa - you can set the effective date up to 3 months later from the application date (most will set it up for the 1st of the following month though).

The effective date for your Medicare Part B coverage is also the starting point for your initial open enrollment period - a 6-month window where you can buy any Medigap plan from any carrier with NO medical underwriting (this is the best time to buy a Medigap plan). Beyond this window, you will be required to answer health questions on the applications and go through medical underwriting (there are no exams though), unless you have a qualifying event for a guaranteed-issue right.

You should work through a broker who can shop the case for you and find you the desired Medigap plan at the lowest possible cost. It&#039;s important to review your Medigap plan every year to see if a lower rate is available after the initial rate lock guarantee expires and/or when you have a rate increase. The benefits of a Medigap plan do not change from company to company - they are exactly the same. A plan F from one company features the exact same benefits as a plan F from another company.

I hope the information is helpful - please feel free to contact me for assistance with your Medigap coverage and if you have any other questions. Thanks very much.]]></description>

		

	</item>


</channel>

</rss>

