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	<title>New answer on: What Is Covered By Medigap?</title>

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		<title>By: Jason Goldenzweig</title>

		<link>https://insurancelibrary.com/medicare-insurance/what-is-covered-by-medigap</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Fri, 14 Mar 2014 13:53:30 +0000</pubDate>

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		<description><![CDATA[Original Medicare (Parts A &#038; B) covers appoximately 80% of your healthcare expenses. &#160;Medicare supplements (or commonly referred to as Medigap) plans help provide coverage for the other 20%.

There are 9 benefits available in Medigap plans:
1) Medicare Part A coinsurance and hospital costs up to an additional 365 days after Medicare benefits are used up
2) Medicare Part B coinsurance or copayment
3) First 3 pints of blood
4) Part A hospice care coinsurance or copayment
5) Skilled nursing facility care coinsurance
6) Medicare Part A deductible
7) Medicare Part B deductible
8) Medicare Part B excess charges
9) Foreign travel emergency (up to limits as cited in the plans)

Each plan provides a percentage of coverage for the first 4 benefits. &#160;From there, each plan features some or all of the other 5 benefits. &#160;Plan F is the most comprehensive benefit as it covers all 9 benefits at 100%. &#160;Plan G is almost identical as it covers 8 benefits at 100% (the one it doesn&#039;t cover is the Part B deductible.  Plan N is also very competitive - as long as your primary care doctor accepts Medicare and assignment, your only other payment other than your premium would be the Part B deductible ($147 in 2014) and a copay at the doctor&#039;s office (up to $20 per visit) or hospital (up to $50 per visit).

I highly recommend downloading a copy of the Medigap guidebook on the Medicare.gov website - the guidebook is titled &quot;Choosing a Medigap Policy: A Guide to Health Insurance for People with Medicare.&quot;  Agents will have this on hand as well - it&#039;s required to be given to the proposed insured if they decide to apply for a plan.  You can send me a private message if you&#039;d like me to e-mail it to you.]]></description>

		

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