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	<title>New answer on: How Does Part D Of Medicare Work?</title>

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		<title>By: Bob Vineyard</title>

		<link>https://insurancelibrary.com/medicare-insurance/how-does-part-d-of-medicare-work</link>

		<dc:creator>Bob Vineyard</dc:creator>

		<pubDate>Fri, 03 May 2013 23:42:25 +0000</pubDate>

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		<description><![CDATA[Medicare Part D is a stand alone prescription drug plan. You should pick a plan based on your current medications and run them through the Medicare drug formulary finder to locate the lowest overall cost plan.

Some plans have deductibles ($325 in 2013) for brand name drugs, some don&#039;t.

Usually the plans with deductibles have lower premiums and lower total costs.

After the deductible (or not) you pay a copay for drugs on the formulary. The carrier pays the balance until you get to the donut hole.]]></description>

		

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