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	<title>New answer on: What If I Can&#8217;t Afford Long Term Care Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/long-term-care-insurance/what-if-i-cant-afford-long-term-care-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 07 Jul 2013 13:55:07 +0000</pubDate>

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		<description><![CDATA[Long term care insurance can be purchased as a standalone policy, or as a rider on life and/or annuity policies. Riders may not coverage the full extent of extended care, but they can provide coverage and also act as a marginal savings vehicle. There is always the government program Medicaid, but it is means tested, so have your adviser examine the options that best fit your scenario before moving forward.
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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/long-term-care-insurance/what-if-i-cant-afford-long-term-care-insurance</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Sun, 07 Jul 2013 11:25:44 +0000</pubDate>

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		<description><![CDATA[There are some other options.  Some newer Life Insurance policies have long term care riders available that are very affordable.  Another option would be to consider a Short Term Care Policy to help pay expenses until you can qualify for government aid.  A good independent agent who specializes in Care Resource Planning can help you determine your best options based on your affordability.]]></description>

		

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