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	<title>New answer on: What Are The Advantages Of Long Term Care Insurance?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/long-term-care-insurance/what-are-the-advantages-of-long-term-care-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 25 Jun 2014 21:34:06 +0000</pubDate>

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		<description><![CDATA[That is a great question! Recent studies have shown that nearly 70% of all Seniors will need some form of long term care during their retirement. Unfortunately for many, their retirement savings plan did not include the costs for that long term care. With some facilities costing upward of $80,000 per year, far too many Seniors have seen what they thought were adequate retirement savings get gobbled up quickly by those medical care costs. A long term care plan purchased early is a great hedge against those costs, and for the protection of your retirement and insurance funds. I seriously cannot recommend strongly enough the value of adding this kind of policy to your portfolio. Thanks for asking!]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/long-term-care-insurance/what-are-the-advantages-of-long-term-care-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 31 Jul 2013 13:31:33 +0000</pubDate>

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		<description><![CDATA[The two main advantages of Long Term Care Insurance are:
1) Paying for your long term care needs without having to spend down your assets, and&#160;
2) Having a say in the care that you get.

As Care Plan Coordinator for a nursing home, I saw the advantages of Long Term Care Insurance up close. It can enable you to get a private room, get out into your home more quickly, and other perks that are not possible when on Medicaid. Not everyone can afford Long Term Care Insurance, and Medicaid is a blessing for those who need it. But there definitely are advantages to having Long Term Care Insurance.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/long-term-care-insurance/what-are-the-advantages-of-long-term-care-insurance</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Tue, 30 Jul 2013 13:00:02 +0000</pubDate>

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		<description><![CDATA[The #1 risk to retirement is human longevity. Nothing impacts retirement income like extended mortality risk. And the second consideration is defending retirement income from assisted living or nursing home care costs that can erode the income and other assets. Long term care insurance can covers those costs. It&#039;s part of defensive planning for retirement.]]></description>

		

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