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	<title>New answer on: Why Term Insurance Over Whole Life?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/why-term-insurance-over-whole-life</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 05 Sep 2013 14:03:46 +0000</pubDate>

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		<description><![CDATA[If you need a lot of coverage for a temporary need, Term is more cost effective, at least in the short run, than Whole Life. While Whole Life builds up cash values that can make it come out ahead of term in the end, not everyone can afford the amount of coverage they need in a permanent policy. Sometimes taking a combination of Term and Whole Life can be helpful to keep costs down, yet have enough coverage to get the protection you need, yet some coverage locked in for life.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/why-term-insurance-over-whole-life</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Wed, 04 Sep 2013 23:09:50 +0000</pubDate>

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		<description><![CDATA[It&#039;s not an either or, it&#039;s do you need permanent or temporary life insurance? If your financial ,liabilities, future obligations and charitable intent is temporary, then buy term, if permanent then buy either whole life or guaranteed universal life. Life insurance products generally have maturity dates. permanent life insurance generally can extend to age 121 with some permanent polices using the phrase &quot;life of the policy insured.&quot;]]></description>

		

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