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	<title>New answer on: Why Not Buy Whole Life Insurance?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/life-insurance/why-not-buy-whole-life-insurance</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Fri, 09 Oct 2015 05:59:20 +0000</pubDate>

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		<description><![CDATA[Why not buy whole life insurance? Well, you know you&#039;re right, why not? It is the only policy you actually control, they can&#039;t take it away or price you out of it. They can&#039;t make changes without your permission, they can&#039;t really do anything because you control the policy. That is why whole life is more expensive than other types of coverage. The insurance company is giving up control to the insured, so would they price that low or high?   There are a ton of other reasons as well, but I want to keep this brief.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/life-insurance/why-not-buy-whole-life-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 27 Aug 2014 19:17:04 +0000</pubDate>

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		<description><![CDATA[You should buy whole life to cover those expenses which you anticipate you will owe or want to disburse regardless of when you die.  The whole life policy lets you budget a premium that will not increase until the day of death.  Nothing is left to chance as the company guarantees the adequacy of the premium, the amount of the death claim, and the length of time that the coverage will last. ]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/why-not-buy-whole-life-insurance</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sat, 17 Aug 2013 19:21:50 +0000</pubDate>

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		<description><![CDATA[Participating whole life insurance is suitable for conservative minded people who like contractual guarantees throughout their lifetime. But guaranteed universal life can generally cover you for less money with premium guarantees, even less expensive if you only need term life insurance. Indemnification products are priced for coverage more than they are for rates of return.]]></description>

		

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