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	<title>New answer on: When Was Universal Life Insurance Created?</title>

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		<title>By: Clarence Bowling</title>

		<link>https://insurancelibrary.com/life-insurance/when-was-universal-life-insurance-created</link>

		<dc:creator>Clarence Bowling</dc:creator>

		<pubDate>Mon, 13 May 2019 18:58:29 +0000</pubDate>

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		<description><![CDATA[The first Universal Life Policy was created by EF Hutton in 1979. During the 1980&#039;s, policyholders were experiencing significant growths in cash value, due to the high interest rates. As interest rates fell, a lot of these policies began to lapse. A lot of agents have gotten in trouble, because they were printing proposals based upon the current interest rates, instead of the 4% guaranteed.]]></description>

		

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		<title>By: Mark Taylor</title>

		<link>https://insurancelibrary.com/life-insurance/when-was-universal-life-insurance-created</link>

		<dc:creator>Mark Taylor</dc:creator>

		<pubDate>Thu, 06 Feb 2014 22:44:45 +0000</pubDate>

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		<description><![CDATA[The company Trans America created universal life insurance. It is an indeed based, and flexible premium life insurance policy that is low cost and with increasing benefits. Tbis was during the 1980&#039;s when this product was introduced. It is a fine product and has amazing benefits to the policy. Very low priced and with all riders.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/when-was-universal-life-insurance-created</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Mon, 03 Feb 2014 15:53:32 +0000</pubDate>

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		<description><![CDATA[Although there were similar products introduced in the 1970&#039;s, most life insurance companies started carrying Universal Life as a part of their portfolio by the early to mid 1980&#039;s. The high interest rates offered at that time made them very popular to consumers looking for a return on their life insurance premiums.]]></description>

		

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