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	<title>New answer on: When Is Whole Life Insurance A Good Investment?</title>

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		<title>By: Ronald Hinch</title>

		<link>https://insurancelibrary.com/life-insurance/when-is-whole-life-insurance-a-good-investment</link>

		<dc:creator>Ronald Hinch</dc:creator>

		<pubDate>Thu, 18 Jul 2013 13:12:28 +0000</pubDate>

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		<description><![CDATA[Whole life insurance is never an investment let alone a &quot;good&quot; investment.  Life insurance should always be separate from your investment portfolio and this will not only give you a much better rate of return on your investment but more flexibility in you investment options.  This is why term life insurance makes better sense then invest outside of that.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/when-is-whole-life-insurance-a-good-investment</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Wed, 17 Jul 2013 17:27:37 +0000</pubDate>

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		<description><![CDATA[Participating whole life is not an investment, it is an insurance policy. That being said, it can be a non-qualified supplemental retirement plan for conservative long term savers. But it needs to be designed as a TAMRA compliant, non-modified endowment contract with the lowest base policy, max term rider and paid up additions rider. Distributions may be tax free via withdrawals to basis and policy loans of gain as long as the policy is kept in force for the life of the insured.    
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