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	<title>New answer on: When Can I Borrow From My Life Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/when-can-i-borrow-from-my-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 07 Jul 2013 14:14:27 +0000</pubDate>

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		<description><![CDATA[Permanent cash value policies accumulate (net) premiums that are crediting, or in the case of variable universal life insurance credited to or debited from the policy account based on performance. Keep in mind that in the early years of a policy, most contracts have surrender charges that can influence the accessibility of cash values. And remember, borrowing money from a life insurance policy has loan charges associated with the loan. Request an “in force ledger” from the issuing life insurance company to review the current standing of your policy before moving forward with a policy loan.
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