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	<title>New answer on: What Is Voluntary Term Life Insurance?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-voluntary-term-life-insurance</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Mon, 21 Jul 2014 06:39:03 +0000</pubDate>

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		<description><![CDATA[What is voluntary term life insurance? Usually it is a program offered through your employer to provide employees with an opportunity to purchase life insurance through work and payroll deduction. In some cases, voluntary group life offers life coverage at a higher cost, but with fewer health questions and no lab testing.  The thing to keep in mind when considering life insurance is the more questions they can ask, the cheaper the cost will be for a healthy person. That doesn&#039;t mean Voluntary life is bad, it means you may find coverage cheaper elsewhere.]]></description>

		

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		<title>By: Kyle Monahan</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-voluntary-term-life-insurance</link>

		<dc:creator>Kyle Monahan</dc:creator>

		<pubDate>Sat, 19 Jul 2014 15:38:10 +0000</pubDate>

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		<description><![CDATA[This sounds like something offered by an employer, is this correct?  If so, it just means you can opt-in for the coverage and you will pay the premium.  It is typically less expensive per dollar amount of coverage purchased.  This is because it is often times based on the group of employees and not one individual.  There is usually a cap to the guaranteed issue amount, but some will allow you to purchase more with some additional individual underwriting.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-voluntary-term-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 15 Jun 2013 16:26:18 +0000</pubDate>

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		<description><![CDATA[Voluntary Term Life Insurance is offered to employees who have some life insurance provided to them by their employers, and their employers are giving them the opportunity to purchase additional life insurance coverage at group rates. Employer provided life insurance is not taxable to $50,000 whereas voluntary life insurance purchased beyond that amount will be a taxable to the employee.]]></description>

		

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