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	<title>New answer on: What Is Universal Variable Life Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-universal-variable-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Tue, 12 May 2015 18:11:17 +0000</pubDate>

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		<description><![CDATA[Universal Variable Life Insurance (or VUL - Variable Universal Life insurance) is a form of life insurance that has a death benefit and investment component. Agents who sell Variable Universal Life must have a securities license in addition to a life insurance license. The variable part of the title refers to the investment aspect; the universal part of the title refers to the insurance aspect of this product.]]></description>

		

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		<title>By: Lenny Robbins</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-universal-variable-life-insurance</link>

		<dc:creator>Lenny Robbins</dc:creator>

		<pubDate>Wed, 05 Nov 2014 23:52:08 +0000</pubDate>

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		<description><![CDATA[Universal Variable Life Insurance is a policy with is a type of permanent coverage in which the cash portion of the policy is invested in securities.  These policies are heavily marketed because of the high commissions, however I would look at an indexed universal policy if you are looking for growth.  Most independent sources recommend variable products only if you are young enough to overcome some heavy charges.]]></description>

		

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