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	<title>New answer on: What Is The Cash Surrender Value Of My Life Insurance?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-the-cash-surrender-value-of-my-life-insurance</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Mon, 28 Jul 2014 00:55:25 +0000</pubDate>

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		<description><![CDATA[That is a great question! The surrender value is the money that the insurance company returns to you if you were to cancel or &quot;surrender&quot; the policy before it reaches it&#039;s expected end. Term life policies will have no surrender value, as they have no value unless they pay out. Whole life policies build a cash value, and it is from this that your returns come. The surrender value is nearly always less than the cash value, as the company will collect fees and charges from that value before releasing it to you. Your policy paperwork will usually list the surrender value. I hope that helps, thanks for asking!]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-the-cash-surrender-value-of-my-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Tue, 02 Jul 2013 18:43:30 +0000</pubDate>

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		<description><![CDATA[To find the cash surrender value of your life insurance policy, you can order a current illustration from your agent or the company from which the policy was purchased. There will be a column on the illustration that shows the amount you would receive in cash if you surrendered your policy.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-the-cash-surrender-value-of-my-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Tue, 02 Jul 2013 15:01:19 +0000</pubDate>

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		<description><![CDATA[Almost all permanent cash value life insurance policies accumulate cash values based on the performance of their crediting methods. But they also have surrender charges, usually from the first 9 years to 15 years of a policy. The cash surrender value accessible cash values after the charges have been levied against the account value. It can be punitive to surrender cash values and may have ordinary income tax ramifications.
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