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	<title>New answer on: What Is A Life Insurance Policy That You Can Cash In?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-a-life-insurance-policy-that-you-can-cash-in</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 28 May 2014 21:57:51 +0000</pubDate>

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		<description><![CDATA[In order to provide a level death benefit for a level premium, whole life insurance policies accumulate cash value to offset the increasing cost of providing coverage.  The companies are willing and bound by contract to exchange their promise for coverage for the cash value of the policy.  That cash value can be received in several ways and need not be a lump sum. ]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/what-is-a-life-insurance-policy-that-you-can-cash-in</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Thu, 15 Aug 2013 12:52:13 +0000</pubDate>

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		<description><![CDATA[Cash value life insurance is generally permanent life insurance that accumulates cash values by four basic crediting methods: participating whole life dividends interest rate crediting, indexed crediting and separate subaccounts that use equity and bond instruments. All cash value policies have expenses associated with them as well as surrender charges.]]></description>

		

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