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	<title>New answer on: What Happens When You Borrow From Life Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-you-borrow-from-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Mon, 01 Jul 2013 12:40:45 +0000</pubDate>

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		<description><![CDATA[Permanent forms of cash value life insurance accumulate tax deferred. You can borrow cash values within the limits of their policy provisions. There are policy loan charges that can range from zero net cost loans to direct recognition loans, i.e. up to 350, sometimes 400 basis points. Other policy loan provisions include wash loans, spread loans and participation loans depending on what type of permanent cash value life insurance you own.
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