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	<title>New answer on: What Happens When Term Life Insurance Ends?</title>

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		<title>By: Tim Wilhoit</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-term-life-insurance-ends</link>

		<dc:creator>Tim Wilhoit</dc:creator>

		<pubDate>Tue, 11 Nov 2014 20:46:44 +0000</pubDate>

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		<description><![CDATA[One of two things happens at the end of the term of term life insurance depending on the contract. One is the policy simply cancels and nothing else will happen. Second are more common is you will experience a steep premium increase usually 7 to 10 times the price. Some policies allow you to convert to a permanent whole life plan but could be expensive or you can just purchase another term life insurance plan assuming your health is still OK.]]></description>

		

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		<title>By: Gary Lane</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-term-life-insurance-ends</link>

		<dc:creator>Gary Lane</dc:creator>

		<pubDate>Tue, 11 Nov 2014 19:22:58 +0000</pubDate>

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		<description><![CDATA[Depends on the company, but either way, not good. Either they end the policy and you are left with no coverage, or they continue it, but at a grossly higher premium. Best idea is to get permanent life insurance. That way continue to pay a fixed premium and you continue to be covered, never losing your money as you would if you ended term life. See your experienced agent. GARY LANE. Thank you.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-term-life-insurance-ends</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Tue, 11 Nov 2014 15:53:38 +0000</pubDate>

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		<description><![CDATA[When term life insurance ends, the premium rises drastically or the policy simply ends. When the premium rises at the end of the term, it is no longer locked in and can raise annually.

Rather than wait for the term to end and the premium to jump up, you might want to look into converting your policy to permanent life insurance. Whether you convert your policy to permanent before the term ends, or pay the new annually renewable premium at the end of the term, your premium will be substantially higher. But by converting you can lock in your premium for a longer period of time.]]></description>

		

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