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	<title>New answer on: What Happens When A Term Life Insurance Term Ends?</title>

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		<title>By: Gary Lane</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-a-term-life-insurance-term-ends</link>

		<dc:creator>Gary Lane</dc:creator>

		<pubDate>Tue, 26 Aug 2014 21:12:23 +0000</pubDate>

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		<description><![CDATA[With many companies, after the term has ended, the policy ends. But with most, the policy continues, but at a much higher premium, forcing many to just stop paying. Either way, the smart thing to do if you can, is convert your term to permanent, while you still can convert. Or get a new permanent policy, if your health permits. The earlier the better! Talk with a live agent. GARY LANE. Thank you.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-a-term-life-insurance-term-ends</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Mon, 25 Aug 2014 22:39:47 +0000</pubDate>

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		<description><![CDATA[The term period of a term life insurance policy is the number of years that the premium will stay the same, or &quot;level&quot;. When the term ends, the premium jumps way up, and goes up every year after that. If the policy is not renewable, or the Insured is past the age at which renewable premiums apply, the policy simply ends when the term ends.]]></description>

		

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		<title>By: Drew Ward</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-a-term-life-insurance-term-ends</link>

		<dc:creator>Drew Ward</dc:creator>

		<pubDate>Mon, 25 Aug 2014 19:08:13 +0000</pubDate>

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		<description><![CDATA[Most term insurance policies increase dramatically in price after the level term period and clients simply stop paying for them and they lapse. Many term policies have conversion options that allow a policy owner to exchange part or all of their term policy into a permanent policy that will last forever. These options vary from company to company so its always good to ask an agent or call the insurance company.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-a-term-life-insurance-term-ends</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 22 May 2014 16:25:35 +0000</pubDate>

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		<description><![CDATA[If planning has been done well, the policy will end just as the need for the coverage ends.  Unfortunately, often the policy ends before obligations are completed.  The insured is then faced with some painful decisions.  Continuing the coverage with the current policy is often an option but at a substantially higher premium.  If the customer’s medical condition is still good, they can apply for new coverage.  While that option will be more expensive than the completed policy it will probably be less than the continuation policy. ]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-a-term-life-insurance-term-ends</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Wed, 31 Jul 2013 12:49:06 +0000</pubDate>

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		<description><![CDATA[When a term life insurance contract ends the coverage ends with it. Some term life insurance policies offer conversion to permanent life insurance within the window of convertibility. Term life insurance is sometimes sold to the life settlement market for cash, if the conversion clause is still in affect and applicable.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-when-a-term-life-insurance-term-ends</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 31 Jul 2013 12:46:56 +0000</pubDate>

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		<description><![CDATA[When a Term Life Insurance policy reaches the end of the term, most people choose to get a new policy. That is because the price jumps up to an unaffordable amount, for most people, and can continue to go up annually after that.  Some policies allow the term policy to be converted to permanent for a number of years, and by a certain age. This price will be much higher than the original term cost was, as well, but at least it will be locked in.]]></description>

		

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