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	<title>New answer on: What Happens If I Lie On A Life Insurance Application?</title>

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		<title>By: J Paul Wilson CFP CLU</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-if-i-lie-on-a-life-insurance-application</link>

		<dc:creator>J Paul Wilson CFP CLU</dc:creator>

		<pubDate>Wed, 09 Apr 2014 16:01:17 +0000</pubDate>

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		<description><![CDATA[In Canada, during the first two years if there is a material representation of fact, ie , you lie,  then then insurance company can and usually does not pay the claim After two years the company has to prove fraud. A life insurance contract is a contract of utmost good faith and both parties are expected to give full disclosure.

If you have further questions, or feel that I could be of assistance, please do not hesitate to contact me.

If you would like to work with a local life insurance broker, you could start with a Google search. For example, if you search for: life insurance broker Halifax or life insurance agent Halifax, my name, along with several others, will come up. You can use the same method to find a life insurance broker in your community.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-if-i-lie-on-a-life-insurance-application</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Wed, 09 Apr 2014 15:39:44 +0000</pubDate>

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		<description><![CDATA[Not being truthful on a Life Insurance application could, at the very least, delay the application process, but that would be the least of your concerns.  If you lie, as you say, on the application, and if for some reason, that gets through the underwriting process and the policy is issued, then the real conseqence could affect your beneficiary.  If you die within the first two years of the policy, and the misinformation is discovered, the company very well could outright deny any claim.  Bottom line, don&#039;t lie on any insurance application.  The odds are with today&#039;s modern underwriting technology, you aren&#039;t going to get away with it.]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-if-i-lie-on-a-life-insurance-application</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Wed, 09 Apr 2014 15:34:05 +0000</pubDate>

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		<description><![CDATA[As with any dishonesty, there are consequences. Most companies understandably take a pretty dim view of fraud and aren&#039;t going to pay out if they find that you were less than honest. There is a period of time built into the contract where the company can void your policy if they learn you&#039;ve lied on your application. A slight misrepresentation - you put down your weight as 150 pounds and you really weigh 155 isn&#039;t going to be as big an issue as you write 150, and you really weigh 350, but it makes no sense in any case to be dishonest. If that doesn&#039;t answer your question, or you&#039;d like more information, please contact me, I&#039;d be happy to help.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-happens-if-i-lie-on-a-life-insurance-application</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 09 Apr 2014 15:33:26 +0000</pubDate>

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		<description><![CDATA[If you lie on your life insurance application and then die within the first two years of the policy, the life insurance company may not pay your claim. This would especially be true if the cause of death was something that you lied about on your application. They usually return all the premiums paid in, but will not pay the death benefit, in cases where the cause of death was lied about on the application during the contestable period.]]></description>

		

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