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	<title>New answer on: What Does Liquidity Refer To In A Life Insurance Policy?</title>

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		<title>By: Stan Cox II</title>

		<link>https://insurancelibrary.com/life-insurance/what-does-liquidity-refer-to-in-a-life-insurance-policy</link>

		<dc:creator>Stan Cox II</dc:creator>

		<pubDate>Sun, 09 Aug 2015 01:04:54 +0000</pubDate>

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		<description><![CDATA[With permanent life insurance there is a cash value accumulation component. Not so with Term insurance, so in the case of Term insurance liquidity does not apply. Within the category of permanent life insurance, Whole Life generally has the best cash value component. Once your policy has developed cash value, and that generally takes a few years due to the cost of providing the insurance component of the policy, (all the risk is on the insurance company), then that cash value becomes a liquid asset that you have access to. Ask your insurance agent to explain what the options are associated with your policy.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-does-liquidity-refer-to-in-a-life-insurance-policy</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 06 Jun 2013 15:09:57 +0000</pubDate>

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		<description><![CDATA[In life insurance, liquidity generally refers to the fact that life insurance pays quickly and pays in cash, so that the beneficiary has the ability to quickly and easily pay expenses surrounding the death of the insured. Life insurance with a person named as a beneficiary does not need to go through probate, making it accessible  to use as the beneficiary sees fit. ]]></description>

		

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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://insurancelibrary.com/life-insurance/what-does-liquidity-refer-to-in-a-life-insurance-policy</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Mon, 22 Apr 2013 11:43:05 +0000</pubDate>

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		<description><![CDATA[Liquidity in life insurance is generally the cash surrender value of the policy. If you &quot;liquidate&quot; your life insurance policy, the insurance company will give you the cash surrender value of the policy. In the first few years, the policy may have no value if canceled but, over time, the cash surrender value can grow. ]]></description>

		

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