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	<title>New answer on: What Do Life Insurance Exams Test For?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-do-life-insurance-exams-test-for</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Tue, 23 Jul 2013 20:16:14 +0000</pubDate>

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		<description><![CDATA[Life insurance exams test for the presence of cotinine (a byproducts of nicotine), some illegal drugs, and indicators of disease. Lab test include tests for cholesterol and blood sugar. They are looking for disorders of the kidney, heart, blood, liver, and pancreas. They also test for HIV.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/what-do-life-insurance-exams-test-for</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Mon, 22 Jul 2013 18:39:09 +0000</pubDate>

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		<description><![CDATA[Life insurance is a mortality product. Blood and urine testing generally has 24 item categories that determine a projected outlook on the prospects mortality or life expectancy. In generally terms the tests are used as a discovery method for disease, drug use and smoking status.
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