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	<title>New answer on: What Constitutes Accidental Death For Life Insurance?</title>

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		<title>By: Paul Roth</title>

		<link>https://insurancelibrary.com/life-insurance/what-constitutes-accidental-death-for-life-insurance</link>

		<dc:creator>Paul Roth</dc:creator>

		<pubDate>Tue, 05 Jul 2016 14:49:35 +0000</pubDate>

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		<description><![CDATA[Two words often used in the insurance industry are &quot;sudden&quot; AND &quot;accidental&quot;.  
Sudden: Filing a death claim because of a long term illness would not be sudden.   A heart attack is sudden, but typically not caused from an accident, so only fulfills one half of the requirement.
Accidental:  Did you plan it?  If you planned something, it is not considered accidental.  People often plan suicides.  They leave notes.  No accident there.
Sudden AND Accidental:  A piano falling on your head would usually be considered sudden and accidental, as gravity is swift, and few people plan on falling pianos.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/life-insurance/what-constitutes-accidental-death-for-life-insurance</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Mon, 24 Aug 2015 18:41:32 +0000</pubDate>

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		<description><![CDATA[For life insurance, accidental death would be the result of anything sudden and unexpected that caused the death of the insured.  An automobile accident is an example as well as a plane crash.  Certainly a death caused by the accidental discharge of a firearm would be considered as accidental.  That would be contrasted with a death by suicide which would not only not be considered accidental, but woudl be a reason for the isuring company to deny paying the proceeds of the policy.  A death caused by a genuine accidental overdose or unknowingly combining of medications that together can cause harm could certainly be an example of accidental death as well .]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/what-constitutes-accidental-death-for-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 19 Oct 2013 18:54:28 +0000</pubDate>

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		<description><![CDATA[Accidental death, as it applies to life insurance, is death caused by accident. Most accidental death policies exclude accidental death caused by suicide, injury incurred while committing a felony, acts of war, or illegal drug use. They also generally will not pay the death benefit if the accident resulted from a mental of physical illness.]]></description>

		

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