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	<title>New answer on: What Are Life Insurance Dividend Options?</title>

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		<title>By: Brandon Roberts</title>

		<link>https://insurancelibrary.com/life-insurance/what-are-life-insurance-dividend-options</link>

		<dc:creator>Brandon Roberts</dc:creator>

		<pubDate>Tue, 27 Aug 2013 02:44:20 +0000</pubDate>

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		<description><![CDATA[Life insurance dividend options tell the insurance company what you want to do with the dividend that is paid on a participating policy.  

Options depend on the company, but the most common options are:

- Paid-up additions - where divididends are used to purchase paid up additions

- Accumulate at interest - dividends are placed into an account at the insurance company and they earn a specificed interest rate set by the company

- Reduce premium - dividends are used to pay down the premium or cover the entire premium due if the dividend is large enough to cover the premium

- Purchase one year term insurance - the dividend purchases term insurance to increase total death benefit

- Cash - the policy holder is simply paid the dividend as a check]]></description>

		

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