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	<title>New answer on: Is State Farm a good company for Life Insurance?</title>

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		<title>By: Lee Martinez</title>

		<link>https://insurancelibrary.com/life-insurance/is-state-farm-a-good-company-for-life-insurance</link>

		<dc:creator>Lee Martinez</dc:creator>

		<pubDate>Fri, 05 Apr 2013 01:52:33 +0000</pubDate>

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		<description><![CDATA[Well to join the love fest. I agree with Tyler and Scott. While State Farm is a highly rated company and does a good job on the Home and Auto side. Their life insurance offerings are just not competitive. As Scott said they really push their non guaranteed Universal Life and may add term to boost the face amount. 

Their underwriting is yet another issue. Being primarily a property and casualty company they have stricter Life Insurance underwriting than a Life Insurance company. Many times the agent is not that involved in the sale or service which may be relegated to the customer service rep. 

I have been a licensed agent for a long time. I use a property and casualty company for my property and casualty coverages and Life Insurance companies for my Life Insurance.]]></description>

		

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		<title>By: J Scott Burke</title>

		<link>https://insurancelibrary.com/life-insurance/is-state-farm-a-good-company-for-life-insurance</link>

		<dc:creator>J Scott Burke</dc:creator>

		<pubDate>Thu, 04 Apr 2013 23:35:35 +0000</pubDate>

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		<description><![CDATA[I agree with what Tyler said. As a rule, most property and casualty companies (that mainly sell auto, homeowners and business insurance) are worth looking at but definitely not the ONLY place you want to look for life insurance.

State Farm is a top rated insurance company and is a brand you should consider in your research. A wise consumer should always shop all insurance purchases against dozens of other companies before making a purchase. If the savings are substantial, I would buy elsewhere. If the price is close...State Farm is fine.

An independent insurance broker can help you shop dozens of companies all at one time. ]]></description>

		

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		<title>By: Tyler Maddox</title>

		<link>https://insurancelibrary.com/life-insurance/is-state-farm-a-good-company-for-life-insurance</link>

		<dc:creator>Tyler Maddox</dc:creator>

		<pubDate>Thu, 04 Apr 2013 22:19:53 +0000</pubDate>

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		<description><![CDATA[State Farm is a perfectly fine company with strong financial ratings. But, their Life Insurance is not what most agents would define as competitive. In fact, it often tends to be more expensive when compared to other companies.

State Farm (and Allstate) often offer to discount your Home or Auto if you place your Life Insurance with them.  On the surface it sounds like a great deal.
But  you need to actually compare the Home/Auto discount, to the difference in Premium for the more competitive Life Insurance Policy.
Every time I have done this with a person, the lower priced Life Insurance Policy saves a lot more money than a discount other policies.

Speak to an independent Agent who can compare multiple companies and show you the most competitive for your situation. Or visit a website such as the one on my profile and you can compare quotes yourself.]]></description>

		

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