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	<title>New answer on: Is A Whole Life Insurance Policy A Good Investment?</title>

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		<title>By: Steve Kobrin</title>

		<link>https://insurancelibrary.com/life-insurance/is-a-whole-life-insurance-policy-a-good-investment</link>

		<dc:creator>Steve Kobrin</dc:creator>

		<pubDate>Tue, 26 May 2015 15:51:19 +0000</pubDate>

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		<description><![CDATA[No form of life insurance should be considered an investment. 

The purpose of the product is to provide a survivor benefit at the lowest possible cost. It happens to do that extremely well.

The cash value is an added benefit.  It can be made available in a very short time and at a very low cost. But the removal of this cash can impact the amount of the survivor benefit. People need to understand that before they start taking money out of their policy.

If the policyholder does know how to manage the policy, then a cash value policy can be a very attractive source of retirement money, college funding, emergency funds, and so on. Whole life would have an advantage over other cash value policies in that it provides extremely strong guarantees.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://insurancelibrary.com/life-insurance/is-a-whole-life-insurance-policy-a-good-investment</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Sun, 09 Jun 2013 23:37:10 +0000</pubDate>

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		<description><![CDATA[Whole Life insurance is not an investment, it is a way to provide an immediate estate and a systematic way to save money in a very tax favorable way.  Whole life provides a sound foundation for a good investment portfolio.  The amount of the Whole Life would depend on your personal goals and financial situation.  While buy term and invest the difference is a great idea, the reality is that most people who buy term never follow through on investing the difference.  Life happens, emergencies come up and the money that was to be invested gets used for other things.  This is fact based on statistics.  If you want to invest, invest.  If you want insurance that will be there when you will need it most, buy Whole Life insurance.  Never put all your eggs in one basket.  A base of Whole Life with added term insurance for your life insurance needs and sound investments to top off the portfolio is a safe sound way to accumulate cash for retirement and providing for final expense and a legacy for your family]]></description>

		

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