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	<title>New answer on: How To Cash In Life Insurance Policy After Death?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/life-insurance/how-to-cash-in-life-insurance-policy-after-death</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Tue, 27 May 2014 05:55:29 +0000</pubDate>

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		<description><![CDATA[That is a great question! First the beneficiary must contact the company and file a claim. At that point the company will send out a form, and when it is completed, and the death certificate is sent in , the company will begin to process the claim. If everything is in order, they will soon issue the check for the death benefit promised, minus any loans, fees, or unpaid premiums that might be owed. Thank you for asking!]]></description>

		

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		<title>By: Jason Goldenzweig</title>

		<link>https://insurancelibrary.com/life-insurance/how-to-cash-in-life-insurance-policy-after-death</link>

		<dc:creator>Jason Goldenzweig</dc:creator>

		<pubDate>Tue, 20 May 2014 16:02:04 +0000</pubDate>

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		<description><![CDATA[When the insured of a life insurance policy dies, the primary beneficiary(ies) of the policy can make a claim on the death benefit. To file a claim, the carrier will generally require a claim form and a copy of the death certificate of the insured before they can pay the proceeds of the policy - some carriers may have additional requirements, varies by company. 

The beneficiary will generally have a couple of options on how to receive the benefits including being delivered a check for the amount or the carrier setting up a savings account with the proceeds for you to withdraw from at your leisure.

Please feel free to contact me for help. Thanks very much.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/how-to-cash-in-life-insurance-policy-after-death</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Mon, 19 May 2014 14:12:33 +0000</pubDate>

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		<description><![CDATA[To cash in a life insurance policy after the insured person dies, you start by contacting your agent or the insurance company through which the policy was issued. The policy should have a phone number listed on it, or else use an internet search engine to find an updated phone number for the claims department.

They will send paperwork to fill out and send back with a certified death certificate. The check for the death benefit will be mailed to you, and will be made out to the beneficiary listed on the policy. If none of the beneficiaries are alive, the proceeds from the policy will go into the estate of the deceased and go through probate.]]></description>

		

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		<title>By: Matt Benore</title>

		<link>https://insurancelibrary.com/life-insurance/how-to-cash-in-life-insurance-policy-after-death</link>

		<dc:creator>Matt Benore</dc:creator>

		<pubDate>Mon, 19 May 2014 04:52:43 +0000</pubDate>

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		<description><![CDATA[Cashing in a Life Insurance policy after death is what we call filing a claim.  If you know the agent or broker who was working with the insured, I would contact them first as every company has paperwork which needs to be filled out.

You will most likely have to call the claims department.   You can call the company and ask for that extension or number.  This will start the claim process.  You will be sent paperwork which will need to be filled out as well as attaching the death certificate.   The certificate will have to be the original,  fyi.

After receiving the paperwork back the company will process it.  In most cases the turnaround time will be a couple weeks.  If death happened within a couple years of getting the policy,  it might be longer until the benefit is received.]]></description>

		

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