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	<title>New answer on: How Much Will Life Insurance Payout?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/how-much-will-life-insurance-payout</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Mon, 04 Nov 2013 20:24:21 +0000</pubDate>

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		<description><![CDATA[Life insurance policies pay out what is called the &quot;death benefit&quot;. 

When you buy a term policy, that is the &quot;face amount&quot; of the policy. The entire face amount of term insurance is paid to the beneficiary. 

When you buy permanent insurance, the death benefit may be reduced by the policy owner having taken out  a loan on the policy, or using some of the face amount as a living benefit. Conversely, the death benefit for permanent insurance might be higher than the original face amount, due to the policy&#039;s growth.]]></description>

		

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		<title>By: Larry Tew</title>

		<link>https://insurancelibrary.com/life-insurance/how-much-will-life-insurance-payout</link>

		<dc:creator>Larry Tew</dc:creator>

		<pubDate>Thu, 11 Apr 2013 20:10:58 +0000</pubDate>

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		<description><![CDATA[In most cases, a life insurance policy will pay out the full death benefit at the insured&#039;s death.  there could be a few adjustments however.

If there is an outstanding loan on the policy, the loan balance will be deducted from the death benefit.

This assumes you do not have a &quot;graded benefit&quot; policy, which will pay less than the full benefit if death occurs in the first couple of years.]]></description>

		

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