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	<title>New answer on: How Much Life Insurance Do I Really Need?</title>

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		<title>By: Christopher Lawrence</title>

		<link>https://insurancelibrary.com/life-insurance/how-much-life-insurance-do-i-really-need</link>

		<dc:creator>Christopher Lawrence</dc:creator>

		<pubDate>Sun, 14 Apr 2013 00:52:53 +0000</pubDate>

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		<description><![CDATA[Well stated, calculators will give a person a ball park figure however whenever a transfer of wealth is intended to maximize the overall value of the amount being transferred one must assess any possible issues that may trigger unnecessary taxation devaluing and counteracting the whole purpose of the policy in the first place.]]></description>

		

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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://insurancelibrary.com/life-insurance/how-much-life-insurance-do-i-really-need</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Sat, 13 Apr 2013 13:37:02 +0000</pubDate>

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		<description><![CDATA[Conventional methods center on a capital needs analysis (how much do I need as a lump sum at my death to create an income for my family). Other methods look at Human Life Value or variations on these methods.

Ask a life insurance professional to provide a customized analysis for you and your family. 

For a high level view, you can run some numbers yourself. There are a wide variety of online calculators available such as this one: 

https://www.myconfidentfuture.com/insurance/Calculator_01.aspx

Online calculators can help you visualize the need and better prepare you for a planning discussion with your agent who will help you ensure you have the right amount of life insurance.]]></description>

		

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