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	<title>New answer on: How Long Before You Can Borrow Against Life Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/how-long-before-you-can-borrow-against-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Fri, 24 May 2013 17:26:55 +0000</pubDate>

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		<description><![CDATA[Non modified endowment, permanent cash vale life insurance borrowing ability depends on the type of policy and design at the date of issue. Policies designed for cash accumulation using term riders and minimal death benefit can generate cash surrender values through policy loans fairly early on in the contract. There are polices that have little to no surrender charges that feature potential cash liquidity as high as 90%.
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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://insurancelibrary.com/life-insurance/how-long-before-you-can-borrow-against-life-insurance</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Mon, 29 Apr 2013 13:02:05 +0000</pubDate>

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		<description><![CDATA[As a practical matter, there has to be ample policy cash surrender value in the policy which takes a few years to develop. Check your annual statement for the value for loan purposes. Policies vary widely and there are many factors to consider. The best way to get a current value is to contact your agent or the insurance company directly.]]></description>

		

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