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	<title>New answer on: How Is A Life Insurance Premium Calculated?</title>

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/how-is-a-life-insurance-premium-calculated</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Tue, 10 Sep 2013 22:32:04 +0000</pubDate>

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		<description><![CDATA[Life insurance mortality costs are determined by several factors: gender, age, smoking status, health classification. The cost is established by actuaries who use established industry tables like the current 2001 CSO. It&#039;s the law of large numbers versus the odds of dying. Of course pricing models are very sophisticated and this is an over simplified explanation.]]></description>

		

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