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	<title>New answer on: Does Life Insurance Test For Herpes?</title>

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		<title>By: James Elbaum</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-test-for-herpes</link>

		<dc:creator>James Elbaum</dc:creator>

		<pubDate>Mon, 07 Apr 2014 22:13:09 +0000</pubDate>

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		<description><![CDATA[Life insurance exams won&#039;t test for Herpes, however, you&#039;ll find the question on many applications.  You&#039;ll be asked about herpes and any other diagnosed STD&#039;s which in turn will effect the final risk class or approval of the application.  

More leniant non-medical life applications won&#039;t even ask for it.]]></description>

		

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		<title>By: Omar Sangurima</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-test-for-herpes</link>

		<dc:creator>Omar Sangurima</dc:creator>

		<pubDate>Thu, 13 Jun 2013 17:32:22 +0000</pubDate>

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		<description><![CDATA[Not at all. However, as was said above, there are applications for life insurance which would ask abotu STD&#039;s. Still, the major one life insurance comapanies are most concerned with remains AIDS/HIV.  Also DMV records and such depending on your age. However, if you have gotten treated for Herpes and there is something on paper ata  doctor&#039;s office saying as much, it MIGHT pop up on the medical records check that a life insurance company might do. Just an FYI.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-test-for-herpes</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 13 Jun 2013 16:31:59 +0000</pubDate>

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		<description><![CDATA[No, life insurance does not test for herpes, but the life insurance application may ask if you have any STD&#039;s. The insurance company will not do a specific blood test that is able to detect herpes.&#160;

To obtain a life insurance quote while having herpes, call an agent that works with health conditions. They will be able to quote you the best price by asking several companies on your behalf, without giving your name.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-test-for-herpes</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Fri, 19 Apr 2013 16:14:17 +0000</pubDate>

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		<description><![CDATA[Life insurance blood tests do not test for herpes. However, some life insurance applications ask if you have an STD, and most ask that you note &quot;other&quot; health conditions if STD&#039;s are not listed. In addition, if you are taking any medication for herpes, the life insurance application will ask the reason for the medication. 

While this is not a condition that will affect your rates a lot, if you want to avoid noting it on your application, choose a No Exam policy that does not ask for this information. However, if you are taking medication for herpes, the pharmacy record will most likely be checked. 

This article may help you decide whether to take the exam or not: https://www.outlooklife.com/no-exam-life-insurance/is-it-right-for-me/]]></description>

		

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