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	<title>New answer on: Does Life Insurance Go To Estate?</title>

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		<title>By: Gary Lane</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-go-to-estate</link>

		<dc:creator>Gary Lane</dc:creator>

		<pubDate>Mon, 25 Nov 2013 21:00:36 +0000</pubDate>

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		<description><![CDATA[One of the great benefits of Life Insurance, is that you get to name the beneficiary and they get your proceeds when you die, totally avoiding Probate, and the cost of Probate, and the eternal delays of Probate. Save your family that Hell. Get Life Insurance.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-go-to-estate</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Mon, 25 Nov 2013 14:50:40 +0000</pubDate>

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		<description><![CDATA[If you choose the beneficiary of your life insurance policy to be your estate, or if none of your beneficiaries are alive when you pass, your life insurance proceeds will go to your estate. Other than those circumstances, your policy proceeds go to the person or other entity that you chose to be your beneficiary, bypassing your estate. This allows the benefit to not be tied up in probate and avoids unnecessary fees. However, the value of your life insurance is considered part of your estate value. If the total value of your estate is over the federal or state exempted amount, and if your spouse has passed, estate taxes on the excess may apply.]]></description>

		

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		<title>By: Samuel Smith</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-go-to-estate</link>

		<dc:creator>Samuel Smith</dc:creator>

		<pubDate>Mon, 25 Nov 2013 14:02:33 +0000</pubDate>

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		<description><![CDATA[Life Insurance passes by contract law. So if I have a $500,000 policy upon my death, assuming my wife is my beneficiary, the funeral home provides a &quot;death certificate&quot; to my wife who then files a claim with my insurance company and the proceeds is not tied up in my estate.]]></description>

		

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