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	<title>New answer on: Does Life Insurance Drug Test?</title>

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-drug-test</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 12 Sep 2013 18:46:04 +0000</pubDate>

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		<description><![CDATA[If you are buying a life insurance policy that requires medical underwriting, it will test for certain illegal drugs, especially cocaine and marijuana. If you are purchasing a policy that not require an exam, no drug tests will be done. However, then the application will ask if you have taken illegal drugs withing a certain period of time.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/does-life-insurance-drug-test</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Thu, 12 Sep 2013 12:05:56 +0000</pubDate>

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		<description><![CDATA[Fully underwritten life insurance generally requires a para-med that include blood and urine testing. The analysis collects several data points and assessing the ranges: below normal, normal and above normal. During the discovery process nicotine and other drugs in the system can be detected. Those results are forwarded on to the insurance company for an underwriting decision.]]></description>

		

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