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	<title>New answer on: Does Beneficiary Of Life Insurance Supercede A Will?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/life-insurance/does-beneficiary-of-life-insurance-supercede-a-will</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 10 Jul 2014 22:56:41 +0000</pubDate>

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		<description><![CDATA[A life insurance policy is a legal contract.  In California the life insurance company is legally bound to deliver the proceeds to the beneficiary in the event of death.  The proceeds of the life insurance policy are not an asset of the estate.  Therefore, the proceeds are not subject to probate, nor does the will have any impact on the process, unless the beneficiary and the contingent beneficiary have pre-deceased the insured. ]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/does-beneficiary-of-life-insurance-supercede-a-will</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 26 Dec 2013 18:39:26 +0000</pubDate>

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		<description><![CDATA[Yes, the beneficiary of a life insurance policy supercedes a will. The will pertains to the estate, and a life insurance beneficiary receives the proceeds of the policy outside the estate. The person named within the life insurance policy is the one who receives the benefit of that policy.]]></description>

		

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		<title>By: Tom Sheehan</title>

		<link>https://insurancelibrary.com/life-insurance/does-beneficiary-of-life-insurance-supercede-a-will</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Sun, 22 Dec 2013 15:50:36 +0000</pubDate>

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		<description><![CDATA[Yes, the named beneficiary in a life insurance policy  does.  It is important to coordinate each document of course, but a life insurance policy is separate and distinct.  The owner of the policy can change beneficiary designations by amendment of the contract directly with the insurance company  at any time, but once designated, it cannot be changed by other action .]]></description>

		

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