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	<title>New answer on: Can You Borrow From A Universal Life Insurance Policy?</title>

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		<title>By: Ms. Q. Harvelle</title>

		<link>https://insurancelibrary.com/life-insurance/can-you-borrow-from-a-universal-life-insurance-policy</link>

		<dc:creator>Ms. Q. Harvelle</dc:creator>

		<pubDate>Thu, 30 May 2013 13:35:20 +0000</pubDate>

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		<description><![CDATA[Yes, you can borrow from a universal life policy if there is available cash value to borrow from. Just remember that there are fees involved in borrowing [such as interest] that will directly affect your cash value balance. Borrowing from your cash value may be better or worse than borrowing from a bank or other financial institution. Compare the costs of funds before making your final decision.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/can-you-borrow-from-a-universal-life-insurance-policy</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Thu, 30 May 2013 12:46:37 +0000</pubDate>

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		<description><![CDATA[A Universal Life Insurance Policy must have accumulated cash values before you can borrow money from it. The policy’s performance, policy expenses and surrender charges come into play. Keep in mind that although it’s your money, the life insurance company charges interest rate and they are differing loan provisions per policy: zero net cost loans, wash loans, spread loans and participating loans.   

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