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	<title>New answer on: Can You Borrow Against A Life Insurance Policy?</title>

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/can-you-borrow-against-a-life-insurance-policy</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Tue, 02 Jul 2013 21:23:42 +0000</pubDate>

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		<description><![CDATA[If you have permanent cash value life insurance, you have the potential to accumulate cash tax deferred. Taking out policy loans may be restricted by surrender charges and most contracts charge interest for the loan. There are five differing loan provisions represented in cash value policies: zero net cost loans, wash loans, spread loans, direct recognition loans and participating loans.
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