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	<title>New answer on: Can I Take Out A Life Insurance Policy On My Son Without His Knowledge?</title>

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		<title>By: Jim Winkler</title>

		<link>https://insurancelibrary.com/life-insurance/can-take-life-insurance-policy-son-without-knowledge</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Tue, 13 May 2014 03:05:00 +0000</pubDate>

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		<description><![CDATA[That is a great question, and a terrible spot to be in. I am going to guess that as these were student loans, that your sons are both well above the age of legal adulthood in your state. If that is the case, then the answer is no, you may not. A term policy to cover the cost of the loan is a good idea, and I&#039;d suggest that you ask both sons to agree to have policies. If they decide not to, can you look into refinancing the loan and reducing the payments to a point where the son could afford to pay it? ( Or ease your burden?) That may also be an option. If I can help in any way, please don&#039;t hesitate to contact me. Thanks for asking!]]></description>

		

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		<title>By: Barry Goldwater</title>

		<link>https://insurancelibrary.com/life-insurance/can-take-life-insurance-policy-son-without-knowledge</link>

		<dc:creator>Barry Goldwater</dc:creator>

		<pubDate>Tue, 11 Feb 2014 13:36:48 +0000</pubDate>

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		<description><![CDATA[That really depends on how old your son is. Usually, if he is under 15 years old, you can, otherwise a signature is required on the application. Someone answered that question by saying you could do so up until the age of 25 and that is a totally false answer. Has nothing to do with dependent status.]]></description>

		

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		<title>By: Mark Taylor</title>

		<link>https://insurancelibrary.com/life-insurance/can-take-life-insurance-policy-son-without-knowledge</link>

		<dc:creator>Mark Taylor</dc:creator>

		<pubDate>Mon, 10 Feb 2014 18:16:52 +0000</pubDate>

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		<description><![CDATA[If your son is between dependant age of 0 to 25 years then you may take out the policy without his permission. As he would be dependent on you for support. You will an the policy and be the payor. He would be rated at a preferred rate and guaranteed insurable for when the age of 25 is reached he would would have to own his own policy and would receive it guaranteed. The rate would change for he would need a higher face amount since there is a limit on how much he can be insured as a dependent.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/can-take-life-insurance-policy-son-without-knowledge</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Mon, 10 Feb 2014 16:06:53 +0000</pubDate>

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		<description><![CDATA[You cannot legally take out a life insurance policy on your son without his knowledge, if your son is an adult. The law dictates that adults have the right to know of, and to consent to, life insurance policies out on their lives. But would your son object to you taking out a policy on him? Accidental death policies do not need any medical requirements, and he could get life insurance that would not require an exam. ]]></description>

		

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