By: Larry Gilmore

Larry Gilmore — Fri, 31 May 2013 14:16:26 +0000

Can life insurance look at your medical records? Yes as it is part of the process of underwriting. The applicant signs off as part of the application process the acknowledgement that medical records may/will be reviewed. While there are policies that skip this process, the cost of such policies tends to be very expensive.

By: Ted Ratliff

Ted Ratliff — Fri, 31 May 2013 10:33:44 +0000

Yes, when you fill out a Life Insurance application you give consent via a HIPPA form for the company to obtain any medical information necessary to underwrite your policy. Companies will usually just do a check through the Medical Information Bureau database. If everything matches up they will go no further. If there is something they need to check further, they may request Medical records from your doctor.

New answer on: Can Life Insurance Look At Medical Records?

By: Larry Gilmore

By: Ted Ratliff