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	<title>New answer on: Can Life Insurance Be Reinstated?</title>

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		<title>By: Tim Wilhoit</title>

		<link>https://insurancelibrary.com/life-insurance/can-life-insurance-be-reinstated</link>

		<dc:creator>Tim Wilhoit</dc:creator>

		<pubDate>Tue, 22 Sep 2015 21:45:11 +0000</pubDate>

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		<description><![CDATA[In most cases, yes a life insurance policy can be reinstated for a short period of time. These times vary by carrier. Most will range from 60 days to 180 days or 6 months without proof of insurability. You will have to catch up the back premiums for the lapse period which sometimes can be a bit expensive depending on your original premiums. Your life insurance company will send you a form to complete and sign along with the amount of back premium owed. Once you have exceeded the carriers grace period, you will have to reapply for coverage.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/can-life-insurance-be-reinstated</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 08 May 2013 22:19:03 +0000</pubDate>

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		<description><![CDATA[Getting one&#039;s life insurance policy reinstated is not difficult if there has not been a change of health. If your policy lapsed and you wish to try to reinstate it, you will be required to fill out a reinstatement form with health questions asked. If your health has gotten worse, you most likely will not be able to reinstate your policy at the rate you had before. Normally, this means that you must apply for a brand new policy.

It is important to promptly notify your insurance company (not just your agent) when you have a change of address. If you are using automatic withdrawal from a bank account and switch banks, you must also notify the insurance company of that. 

The most common reason for a life insurance policy needing to be reinstated is because the policy payer moved and/or changed banks, and then did not get the premium paid on time due to not receiving the bill, or due to the the bank account being closed.]]></description>

		

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/life-insurance/can-life-insurance-be-reinstated</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Wed, 08 May 2013 20:20:08 +0000</pubDate>

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		<description><![CDATA[Can life insurance be reinstated? Yes it can, depending on what state you live in the window of opportunity can vary. In my state, a person actually has 6 months after canceling the policy to reinstate it. It may vary in other states. You should read your policy for specifics to your situation or call the carrier and ask.]]></description>

		

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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://insurancelibrary.com/life-insurance/can-life-insurance-be-reinstated</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Wed, 08 May 2013 20:01:06 +0000</pubDate>

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		<description><![CDATA[Yes, up to a certain point. Life policy reinstatements vary by carrier and by the length of time since lapse occurred. In some cases, limited underwriting may be required. In others, a simple statement of continued good health may be required in lieu of new medical underwriting. Payment of back premiums from point of lapse would also be required.]]></description>

		

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