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	<title>New answer on: Can I Take A Loan From My Life Insurance?</title>

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		<title>By: Steve Savant</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-take-a-loan-from-my-life-insurance</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Sat, 07 Sep 2013 14:15:54 +0000</pubDate>

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		<description><![CDATA[Permanent cash value life insurance policies accumulate tax deferred and have differing account crediting methods:dividends, interest rate, indice and separate sub accounts. Two policy provisions that effect borrowing are surrender charges and policy loans. Policy loans provisions have two sets of rates: current company practice and contractual as well differing methods of charging interest: zero net cost loans, wash loans, spread loans, direct recognition loans and participating loans.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-take-a-loan-from-my-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 07 Sep 2013 12:30:29 +0000</pubDate>

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		<description><![CDATA[Yes, you can take a loan from your life insurance if it has accumulated sufficient cash values to do so. Only Whole Life and Universal Life (or variations of those) accumulate cash value. To keep the policy intact, you must repay the loan with interest. Considering that you are borrowing the money from yourself and repaying yourself, taking a loan from your life insurance policy can be a great way to access cash when needed. Just be sure you understand all the in&#039;s and out&#039;s of taking out your loan.]]></description>

		

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