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	<title>New answer on: Can I Cash In My Term Life Insurance?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-cash-in-my-term-life-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Mon, 18 Aug 2014 21:43:00 +0000</pubDate>

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		<description><![CDATA[Only a few term insurance policies develop cash value.  A whole life policy develops cash value to offset the increasing premiums in the later years of life.  Those term policies that do have cash value often set rigid requirements on receiving the cash.  Read your policy carefully and contact an agent who represents the company that issued the policy.]]></description>

		

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		<title>By: Larry Gilmore</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-cash-in-my-term-life-insurance</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Mon, 13 Jan 2014 01:32:31 +0000</pubDate>

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		<description><![CDATA[Can you cash in your term policy?  Yes you can, if your term policy has any cash values (some older ones do, as well as return of premium policies) and or any premiums paid in advance.  You would do this by contacting the company in writing and signing off on the date you request.]]></description>

		

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		<title>By: Matt Benore</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-cash-in-my-term-life-insurance</link>

		<dc:creator>Matt Benore</dc:creator>

		<pubDate>Sat, 11 Jan 2014 16:55:33 +0000</pubDate>

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		<description><![CDATA[Adding to the other comments, if your term insurance was purchased  in the last few years, it is possible you have a term policy that is built on a Universal Life platform.  These type of term policy do have some all cash value built into them.  You may or may not get any cash back.  Talk to your broker or contact the company for more details if your not sure.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-cash-in-my-term-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 11 Jan 2014 15:54:42 +0000</pubDate>

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		<description><![CDATA[If by asking if you can cash in your term life insurance, you are asking if you can drop your term life insurance policy, the answer is yes. But there will usually be no cash to collect. Term life insurance will end, or lapse, on its own when premiums go unpaid for longer than two months.]]></description>

		

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		<title>By: Fred Spagat</title>

		<link>https://insurancelibrary.com/life-insurance/can-i-cash-in-my-term-life-insurance</link>

		<dc:creator>Fred Spagat</dc:creator>

		<pubDate>Sat, 11 Jan 2014 13:35:37 +0000</pubDate>

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		<description><![CDATA[Term insurance typically gives you only life insurance protection,and no cash benefits,but one can purchase a plan that gives back,known as ROP,or return of premium. There is a vesting period,and you need to check with your carrier as to the specifics as to how it works. Also,some companies offer dividends on their plans.Although,a rarity,again check with your company.]]></description>

		

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