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	<title>New answer on: Will Homeowners Insurance CoverA Retaining Wall?</title>

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		<title>By: David Mrozek</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-covera-retaining-wall</link>

		<dc:creator>David Mrozek</dc:creator>

		<pubDate>Tue, 26 Nov 2013 13:48:36 +0000</pubDate>

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		<description><![CDATA[Normally retaining walls are not included as part of the standard coverages in a homeowners policy.  Your homeowners policy was designed to protect your home so that you have a place to live.  It wasn&#039;t designed to protect things that aren&#039;t part of the building.  Now, there are optional coverages that some companies will offer and there may be coverage for a retaining wall in certain situations.  It really depends upon your specific policy and what happened to the wall.  Coverage is usually triggered by a specific event that is sudden and accidental.  Settling of the wall is not a sudden occurrence and wouldn&#039;t normally be covered.  However, if your wall is damaged by a storm or a fire, there may be coverage.

Find an agent you can trust and they can help you figure out the best way to protect your property.]]></description>

		

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		<title>By: Samuel Smith</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-covera-retaining-wall</link>

		<dc:creator>Samuel Smith</dc:creator>

		<pubDate>Tue, 26 Nov 2013 13:47:21 +0000</pubDate>

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		<description><![CDATA[HO-3 homeowner policies have coverage for &quot;adjacent sturcture&quot;. The question is how is this wall constructed and how does it influence the coverages of the policy. Is it a &quot;retaining wall&quot; designed to protect the house in some fashion? When the home is first insured the company will send an inspector to view the property. If that &quot;retaining wall&quot; is interfering with the safety of the home they will refuse to cover the property.]]></description>

		

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