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	<title>New answer on: Will Homeowners Insurance Cover Wind Damage To Roof?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-cover-wind-damage-to-roof</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Fri, 07 Mar 2014 18:11:35 +0000</pubDate>

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		<description><![CDATA[Many insurers include amendments to the standard form.  The standard form might include damage from windstorm.  Your policy might be a “replacement” policy.  The amendment that you might find in the rear of the policy changes that.  It probably says that the company will only use actual cash value to settle a loss involving the surface of the roof.  This is actually reasonable as roofs do not last as long as the rest of the house.  A 20 year roof could have damage after 10 years and the company “depreciates” the roof and will make an adjustment that makes you “whole.”  It won’t pay for a new roof in most circumstances. ]]></description>

		

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